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By the 1860s, most industrialised countries had followed the lead of the United Kingdom and put their currency on to the gold standard.
At that point the UK was the primary exporter of manufactured goods and services and over 60% of world trade was invoiced in pound sterling.
The reserve currency is commonly used in international transactions and often considered a hard currency or safe-haven currency.
Related retail transfer systems facilitate transactions such as automated clearing houses (ACH); automated teller machines (ATM); point-of-sale (POS); telephone bill paying; home banking systems; and credit, debit, and prepaid cards.